May 8, 2026
Loan Calculators Every Borrower Should Use Before Applying
When you’re in need of financing—whether for a new property, a refinance, or a renovation—the most important work happens before you ever submit an application. ...
Apr 27, 2026
What Is a DSCR? A Complete Guide for Borrowers
When you’re evaluating a real estate investment—or preparing to secure financing—few metrics matter more than your Debt Service Coverage Ratio (DSCR). Lenders use DSCR to...
Apr 18, 2026
Best Personal Loans of 2026: Top Options & Comparisons
Personal loans are one of the most versatile funding tools available to real estate investors. With their flexible use terms and short time to close,...
Apr 17, 2026
2026 Investor Activity and Outlook: What Today’s Market Signals for Real Estate Investors
Investor activity remains a defining force in today’s housing market, even as the drivers behind that activity are shifting. Understanding how the real estate investment...
Apr 13, 2026
Bridge Loans in Real Estate: When Short-Term Financing Makes Sense
In real estate investing, timing is everything. Investment opportunities don’t always wait for capital to show up—and missed opportunities can be costly. That’s where bridge...
Apr 7, 2026
How to Get Started in Real Estate Investing: Step-by-Step Guide
Many first-time real estate investors start with a simple goal: buy a property, rent it out, and generate income. While that outcome is possible, the...
Apr 2, 2026
How to Buy an Investment Property: What You Need to Know
Real estate has long been considered one of the most reliable ways to build wealth, but buying investment property requires a different approach than purchasing...
Mar 23, 2026
Understanding Secured Loans: What They Are & How They Work
Every loan comes with a certain amount of risk for both the lender and the borrower. With secured loans, a significant share of that risk...
Mar 18, 2026
Home Renovation Loans: What They Are & How to Use Them
Whether it’s a cosmetic update or a total rehab, renovation projects are a routine part of residential real estate investing. Whether the goal is to...
Mar 8, 2026
Construction Loans: Financing Your Build from Start to Finish
If you’re considering a new build for your primary residence or as part of a real estate investment strategy, conventional home financing simply doesn’t apply....
Jun 25, 2025
Questions To Ask A Private Money Lender
When you’re looking to finance an investment property with a hard money loan, you’ll want to know what to expect from the process and how...
Jun 11, 2025
What the Market Shift Means for Real Estate Investors and How Ternus Is Responding
The real estate market is shifting—and if you’re an investor using leverage, that shift matters more than ever. At Ternus, we work with real estate...
Apr 24, 2025
Your Checklist For Hard Money Loans
When looking into financing options for your real estate investments, hard money loans can be a practical choice for many investors. They can be ideal...
Apr 16, 2025
5 Common Myths About Hard Money Loans
Hard money loans can be a valuable option for those looking for fast financing to secure investment properties. From transactional funding to rental property loans,...
Apr 9, 2025
How Investment Property Loans Work
Investment Property Loans for Investors Investing in single-family homes (SFH), multi-family (MF), and other types of property can be a great way to build wealth...
Apr 3, 2025
Ternus Lending Expands to 8 New States
Offering Private Lending in 8 New States Now Lending in Georgia, North Carolina, Ohio, Tennessee, Mississippi, Alabama, Colorado, & Maryland Ternus Lending, widely known as...
Mar 18, 2025
Ternus Inc. Announces Launch of Regulation Crowdfunding (Reg CF) Offering to Expand Investor Ownership
FOR IMMEDIATE RELEASE March 18, 2025 Ternus Inc. Announces Launch of Regulation Crowdfunding (Reg CF) Offering to Expand Investor Ownership Dallas, Texas – Ternus Inc.,...
Oct 10, 2024
Demystifying Loan-Level Price Adjustments (LLPAs) for Real Estate Investors
For real estate investors, understanding Loan-Level Price Adjustments (LLPAs) is key to securing the best terms on DSCR (Debt Service Coverage Ratio) loans. These adjustments,...
Sep 10, 2024
Unlock Big Savings with Ternus Lending’s September Offers
Take advantage of Ternus Lending’s exclusive September offers! Save big with a free appraisal credit on DSCR loans, up to $1,000 off closing costs on...
May 10, 2024
Loans For IRA Properties: Long Term Rental and Fix and Flip
At Ternus Lending, we understand the unique challenges and opportunities that come with financing real estate investments through an Individual Retirement Account (IRA). Traditional lenders...
May 6, 2024
Navigating the Current Investment Landscape with Ternus Lending’s DSCR Program
As the real estate market continues to grapple with shifting interest rates and economic uncertainties, investors find themselves in a precarious position. Traditional lending solutions...
Apr 10, 2024
Unlock Your Real Estate Potential: Ternus Lending’s Exclusive Loan Programs
In a rapidly changing real estate market, where rates are climbing and opportunities are fleeting, Ternus Lending stands as a beacon…
Apr 3, 2024
Accelerating Profits: How Fast Close Fix and Flip Loans are Changing the Game for Real Estate Investors
In the dynamic world of real estate investment, speed, and efficiency are not just virtues—they are necessities. Recognizing this, Ternus proudly introduces…
Feb 21, 2024
Unlocking Real Estate Opportunities with Transactional Funding
In the dynamic world of real estate investment, timing and efficiency are paramount. Ternus is at the forefront of offering innovative solutions …
Feb 19, 2024
Introducing Ternus: Revolutionizing Real Estate Investment Financing
Welcome to Ternus, where our mission is to empower real estate investors across the United States with innovative, flexible, and competitive financing solutions. As we...